Developing Experience‐Based Premium Rate Discounts in Crop Insurance
نویسندگان
چکیده
منابع مشابه
Premium Calculation and Insurance Pricing
This survey of premium calculation and insurance pricing explains classical theories and their recent generalizations, summarizes main issues and results, and describes current developments in the area.
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In crop insurance design, the yield guarantee and the premium are very important parameters, both of which depend upon the yield distribution. Accordingly, the accurate modeling of yield distribution is essential for designing crop insurance contracts. This study employs historical county-level yield data for irrigated and dry wheat in East Azarbaijan Province, Iran for 1975-2013 to evaluate th...
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All agricultural producers face recurring risks, significant among them being production risk. Many factors contribute to production risk, including adverse weather conditions such as drought or floods, fires, insects or pests, and disease. These events can devastate a crop, significantly reducing yield and farmer revenue. Since the only way to completely avoid all production risks is to stop p...
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We present an approach to the dynamic valuation of exposure risks in the multi-period setting, which incorporates a dynamic and multiple diversification of risks in Pareto optimal sense. This approach extends classical indifference premium principles and can be applied for the valuation of insurance risks. In particular, our method produces explicit computation formulas for the dynamic version ...
متن کاملHealth Insurance and the College Premium ∗ Anson
The gap between the rich and the poor is rising. During the past 30 years, this difference has been especially pronounced between college graduates and non-college graduates. The ratio of skilled (college educated) wages to unskilled (non-college graduate) wages is called the skill premium, and it has also increased over the past 30 years. The increase in the skill premium has continued despite...
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ژورنال
عنوان ژورنال: American Journal of Agricultural Economics
سال: 2006
ISSN: 0002-9092,1467-8276
DOI: 10.1111/j.1467-8276.2006.00867.x